Benefits Of Employing An Auto Accident Lawyer

Based on a study by an auto accident lawyer, auto accident fatalities have increased recently. There are claims that the increase is because of more cars on the road, larger engines, elderly motorists, unlicensed drivers, and drunk driving, among other things. If you are a victim of an accident it is imperative that you acquire representation from an accident lawyer who has the experience and understanding necessary to effectively represent you in the courtroom.

If you or your loved one sustain an injury because of somebody else’s action, maybe it seems normal that the person would offer to pay you for your injury, or that their insurance company will do the right thing and offer you a fair settlement. Unfortunately, that rarely takes place. Many individuals won’t take responsibility for their actions, and insurance companies make money from under compensating injury victims. Insurance providers and their attorneys also know the governing law well, and they know that most non-lawyers have no knowledge of what legal remedies and rights they possess.

It’s at all times a good idea to take care of negotiations for a claim in writing — particularly a large or complex claim. Verbal claims, if they are not recorded, are subject to the memory of both sides, and it’s all too easy for either party to “modify” its version of events in statements. Additionally, car insurance companies employ claims adjusters to work over the telephone and handle claims — typically to the benefit of the insurance company. Make sure that any arrangements you make will restore you to your full health or cover all long-term costs for your health care as well as loss of earnings.

A vehicle accident lawyer is something that most people have to seek the services of at one point in time. The method of choosing a good car crash lawyer isn’t all about searching for some top guns but about choosing the suitable individuals who serve your needs. One also needs to know the work that the lawyer should be performing for you, how he ought to be leading the case and only then can you get into a fair contract for counsel with the attorney. This article deals with particular helpful suggestions that one must always take into account prior to hiring a vehicle accident lawyer.

Hiring an auto accident lawyer is important if you’ve been seriously wounded in an automobile crash. You need to retain the services of a reliable attorney who has the knowledge, experience and resources needed to acquire the best possible outcome. Locating an excellent automobile lawyer is not as easy as it sounds but it is neither too difficult. You will discover numerous websites to get more details about vehicle accident attorneys. You can sign in to these sites and get the rates, services and quotes from a variety of legal firms. You may gather them and assess them before selecting the best lawyer around. You may even book an online service and chat with a lawyer via these web services.

Finding Your Home Buying Team

When you buy a home in New Jersey, you will be working with a group of professionals who will assist you from the moment you start the home-buying process until you move into your home. Who are these people and how will they help you?

Although most people who want to buy a home first start by looking on the internet for homes, I think they are jumping the gun. My recommendation is to first start with your mortgage loan. You need to know how much loan you will be approved for before you know the price range of house you can afford to buy. Get referrals to mortgage brokers from people you know in the area in which you want to live, call the local community banks in the area in which you want to live, and call the big banks. Get a list of their loan rates, their costs to do business with you and the loan amount that they will approve. I would advise you to actually apply for a smaller loan than recommended because you will likely want to furnish the home that you are buying. If you are stretched by your mortgage payments, you will not have money to buy furniture or new curtains or appliances. Add the mortgage amount to the money you have for a down payment and that is the amount of house you can afford.

Now that you know how much house you can afford, you can start looking for what houses are in your budget. You may find that you don’t like the houses that you can afford in the town in which you want to buy, so you will change the town in which you are looking. Or you may decide you love a particular town so much that you will buy a smaller, less expensive house in that town. This is when you start working with a realtor. The realtor can take you to different houses in different towns so you can see the houses that you find on the internet. In real life, those houses may look worse than the pictures. Or your realtor may recommend that you look at a house that you did not catch on the internet. How do you find a good realtor? Ask family and friends who live in the area in which you want to live if they have any recommendations. These realtors are most familiar with the houses and the particular plusses and minuses of each town. Interview each realtor to see if you want to spend hours with them while you are look for your new home.

In northern New Jersey, once you sign a contract to buy a home, you will need a real estate lawyer. The lawyer you pick should be one who concentrates on residential real estate. Get referrals from your realtor and anyone you know who has recently bought or sold a home and liked their lawyer. Interview each lawyer to find out about his/her real estate law experience and to see if you feel comfortable with each candidate. Don’t just choose based on the lowest fee that you are quoted.

I recommend to all my buyer clients that they have the home they will buy inspected, unless they are tearing down the entire structure and rebuilding a new house. It is likely that your realtor and your real estate lawyer will have recommendations for you. Find out how thorough the home inspection is and what their report looks like. I prefer home inspection reports that include full descriptions of the problems and pictures of what the problem looks like.

Finally, unless you are moving your own possessions, don’t forget to find a good mover. You want one who is local (if you are moving across the country, find a mover in your new town who has arrangements with cross-country movers), who comes recommended by your realtor or family or friends. Ask each mover how long they have been in business and check their Better Business Bureau record. Have each mover come to your home and give you a written estimate. Ask about what services you are getting for the price you are quoted. Ask for what insurance they provide in case they break anything. Check the internet to see if there are any complaints that other users have posted.

Buying a home can be a very stressful time in your life. By getting recommendations and researching the team that will help you buy your home, you have a better chance that you will have a better home-buying experience.

Who Has Time For Fun?

Occasionally I write letters to a few of the very few people I remember from my previous career as an American. Less occasionally, some of them write back. After I’ve read their letters I’m always glad that they are where they are at, and I’m not. Most of them are married. Most of them have children. All but one of them have gobs more money than I do. Frank is the exception, who, like myself, is unmarried, has no children, and lives on an island.

I live on this beautiful island in the Gulf of Siam, with a population of twenty thousand people and fifty million coconuts. Frank lives on Manhattan, where there are several million people, many of whom behave as if they’d been crossbred with coconuts and fallen out of a tree.

He works in West Side restaurants, drinks a bit too much, reads a lot, listens to classical music, clutters his letters with arcane Latin phrases, and still owes me a thousand bucks from fifteen years ago.

Otherwise, Frank likes to sit in Central Park watching the world go by, feeding those damn rats with wings, and daydreaming about what might have been if only this had happened and that hadn’t.

He never complains though. In fact, I rather think Frank enjoys his role as a sophisticated, highbrow lowlife. He’s a romantic. Success would ruin him. (Need I mention that Frank is an Irishman?)

A fellow named Fred also writes to me. He’s one of the married-with children-and-gobs-more-money-than-I-have characters. Fred writes about his family. He’s always got a kid graduating from high school “this year,” another in college, and a third “active in field hockey and computer graphics” who seems to be forever twelve years old. Fred thinks she’s precocious.

Financial expenses are the main topic of Fred’s letters. His recent communique concerned the burden of school tuition. “Most of my time is spent trying to figure out how to pay for all this.” He works fifty to sixty hours a week peddling industrial real estate, and his wife works four days a week doing God knows what. Fred never says what sort of work she does, but whatever it is, she does it four days a week.

I suspect he just wants to remind me that everybody is below deck pulling an oar–except for yours truly.

Fred writes letters that would be incredibly boring if you only read what was on the lines and missed all the really cheeky stuff between them. He mentions that he’d had dinner with a couple of high school classmates of ours. “John and Kevin came over to the house with their significant others a few weeks ago.”

“Significant others” is the vogue term for a mate that has no legitimate claim on either your cares or your cash. It encompasses homosexual, as well as heterosexual partnerships. In rare cases a household pet may be involved. In any case, it’s one of those silly cockeyed expressions that Americans use in their tongue-biting attempt not to discriminate amidst the variety of human relationships. You’re okay, I’m okay, everybody’s okay. Gosh darn it… let’s all have a big hug.

I haven’t seen or thought of John and Kevin for ages. Fred writes that John is a lawyer who represents wrongfully terminated employees and sexual harassment complaints. Kevin is a stockbroker. “I wouldn’t say either of them is particularly happy, but they don’t seem to have any better options–similar to my situation.”

At that point, it occurred to me that I should stop reading his letter for a moment and peel a few onions. My heart was laden with rue for these old pals of mine. But, the very next sentence took me in tow. “Seems like middle age is about deciding to chase dreams, like you are, or to put personal goals aside in order to fulfill family and social responsibilities.”

If that’s Fred’s pearl of wisdom, all I can say is, “Don’t eat his oysters.”

Obviously, back in between the lines, Fred isn’t trying to rouse my envy. He’s well beyond the point of even dreaming that there’s some poor slug out there worse off than himself–aside from, of course, the suffering refugees of Africa and Asia. (Thank God for the solace they provide.)

No, Fred says all this so that I’ll feel guilty about living in a rustic bayside bungalow on a beautiful tropical island, halfway around the world from the often frigid, stress-choked climate of Midwest America. According to his gospel, I should be alongside him struggling in the trenches of family and social responsibility campaigns.

Well, I haven’t got a family, and as far as society goes…

We each made our choices. No one put a gun to Fred’s head and said, “Listen up bright boy. Either you drop out of college, impregnate a shoe salesman’s daughter, get married young, sire two boys, adopt a girl from Venezuela, go to night school, and spend the prime of your life hawking industrial real estate in Milwaukee, Wisconsin or I’ll shoot.”

Nope. No one ever said that to Fred. He did all those things of his own volition.

As my dear old grandmother used to say, “You made your bed; you sleep in it.”

She was one tough cookie, that broad.

Granted, Fred is in a miserable rut from which he sees no way out for at least another ten to fifteen years. What annoys him is why everyone else isn’t just as miserable. Oh and hell, never mind those blasted refugees. They don’t count; Fred didn’t go to high school with any of them. They’re not in his yearbook.

But damn it, that guy in the bungalow on a tropical paradise island–he’s in the yearbook. We were roommates. Why is that guy so happy?

Fred got better grades. He was better looking, a better athlete, and much more popular. Now he’s bitter and resentful.

Yet Fred probably spends fifteen times as much money a year as I do. I know some fellows who spend a million dollars a year. From what I hear, they’re pretty miserable as well.

I’m content with a thousand bucks a month. I certainly wouldn’t object if someone came by and said, “Here’s a million dollars, spend all of them in the next year and don’t moan about it.”

Everybody needs a challenge once in a while, and that one appeals to me.

First off, I’d fly to Bangkok and book a suite at the Oriental Hotel. I’d call room service for a bottle of Dom Perignon, hors-d’eouvres, and a tailor. Get myself fitted for an assortment of silk shirts and light cotton suits. Then I’d call Fred and invite him over for a week. All expenses paid.

Guess what he’d say?

“You must be joking! I mean thanks for the offer, but do you think I can just drop everything and go to Bangkok for a week? What are you, nuts? I’ve got a family, a job… got no time for some dream vacation. You’re lucky. I’m sorry… middle age is about…”


Funny thing is, that nearly everybody I know in America would respond, more or less, the same way. Everybody, that is, except Frank. Frank would say something like, “Ah, fidus achates, dum vivimus, vivamus!”

And I’d say, “Speak English you crazy bastard. Will you come or not?”

Well, he’d come. He’d have a great time, and I’d have a great time being with him. He’d be just as much at ease in Le Normandie restaurant ordering a fine vintage wine and savoring pate de foie gras as he would be sitting on a park bench with a can of beer and a ham sandwich.

When it was all over he’d say, “Thanks a million ol’ pal,” and he’d fly back to his island still owing me a thousand bucks.

But, Frank knows how to have fun, and there just aren’t many people left in this world who do.

Not for any amount of money.